Industries where somebody eventually asks who decided

These five have something in common that most of the economy does not. In each, a decision is reviewed by a party who was not present when it was taken, who has no reason to take the acting organization’s word for anything, and who arrives months or years later — an inspector general, an examiner, a regulator, a coalition partner, a court.

That reviewer is the reason the record has to be built for somebody else to read. Elsewhere, a self-kept log may go unchallenged for years. Here, it is the exposure.